Licensed by the FCA in the UK, Clear Junction stands at the forefront of financial innovation. We offer accounts for financial institutions, empowering them to efficiently manage transactions for their own customers. With the API integration and virtual IBANs available, our solutions are designed to cover the correspondent account needs of our institutional clients. Our FX and Treasury Services further ensure that we are the one-stop-shop for your financial operations.
&nbsp;
Discover the power of seamless transactions with our comprehensive range of payment products:
GBP: Connect instantly via Faster Payments and CHAPS.
EUR: Enjoy the speed of SEPA and SEPA Instant.
USD: Go global with ACH, Fedwire, and SWIFT.
&nbsp;
Since 2016, Clear Junction has cultivated an impressive client portfolio comprising Banks, EMIs, Payment Service Providers, Remittance companies, Open Banking innovators, Merchant Service Providers and Digital Asset businesses.
&nbsp;
Our clients collectively handle over &euro;1 billion in transaction volume each week, a testament to our robust and reliable financial solutions.
&nbsp;
Clear Junction: We don't just open accounts; we open possibilities.

Clear Junction

RemitONE is the leading provider of end-to-end money transfer solutions for banks, money transfer operators (MTOs) and fintech start-ups worldwide.&nbsp;
Our award-winning money transfer and compliance software products, along with our consulting services - including MSB licensing, bank account provisioning and connections to our clients and partners - are tailored for the global money transfer market.&nbsp;
Organisations of all sizes use our platforms to run their remittance operations with ease and efficiency by reaching out to their customers via multiple channels including agent, online and mobile.&nbsp;
For more information on RemitONE, visit https://www.remitone.com&nbsp;

RemitONE

Trust Payments: Empowering Remittance with Speed, Security, and Insights
At Trust Payments, we're on a mission to revolutionise the remittance sector with our suite of solutions that streamline payment processes and drive success. With an unwavering focus on delivering exceptional value to our clients, we provide lightning-fast settlements, rock-solid fraud protection, sky-high approval rates, and turbocharged conversions, giving your business the edge, it needs to thrive.
Speedy settlements
With Trust Payments, you can wave goodbye to sluggish settlement processes. Our advanced payment infrastructure ensures that funds reach their intended recipients with lightning speed, eliminating unnecessary delays and creating a seamless remittance experience for both senders and recipients.
Rock solid Fraud protection
Security is our top priority, just like it is for your money. We go above and beyond to protect your transactions and customers. Our top-notch security protocols and super-smart algorithms work tirelessly to proactively detect and prevent any fraudulent activities. Rest easy knowing that we've got your back and your remittance operations are safe and sound.
Sky high approval rates and conversions
We know that boosting approval rates and conversions is crucial for your business growth. That's why we've brought our A-game to the table. Our team of experts leverages advanced technologies and industry know-how to optimise your payment flows. We reduce friction, provide a seamless user experience, and supercharge your approval rates and conversions. It's all about driving higher revenue and success for your business.
Powerful real-time reporting and analytics&nbsp;
Real-time reporting and analytics are the secret sauce that gives you the power to make data-driven decisions. Trust Payments offers a comprehensive suite of reporting and analytics features that give you instant insights into your remittance operations. Spot transaction trends, uncover hidden opportunities for improvement, and take your business to new heights with informed decisions based on real-time data.

Trust Payments

Flutterwave is the leading payments technology company that enables businesses across the world to expand their operations in Africa and other emerging markets through a platform that enables local and cross-border transactions via one Application Programming Interface (API). Flutterwave has processed over 400M transactions in excess of USD $25B and serves more than one million businesses, including customers like Uber, Airpeace, Bamboo, Piggyvest, and others. The company\'s key advantage is connecting businesses to various local and international payment types to enable them to expand globally. It also enables cross-border transactions from the diaspora to African countries via its SendApp product. Flutterwave processes payments via multiple payment modes, including local and international cards, mobile wallets, bank transfers, and Google Pay. The company has an infrastructure reach in 34 African countries. For more information on Flutterwave\'s journey; please visit: www.flutterwave.com&nbsp;
&nbsp;

Flutterwave

AZA Finance is an African fintech company offering secure and efficient financial infrastructure for payments, foreign exchange, and settlement. With more than a decade of experience, AZA Finance is committed to helping your business thrive in Africa. With our API and web platform, it has never been easier to transact, exchange, payout, and settle in all major African and G20 currencies. Our global infrastructure is a trusted gateway for leading remittance providers, multinational corporations, and innovative enterprises worldwide.&nbsp;
<ul>
<li>More than ten years as Africa&rsquo;s leading cross-border payments provider</li>
<li>Transparent pricing and deep liquidity across 115+ markets via our robust API and intuitive web platform</li>
<li>Certified by world-class security standards, including PCI-DSS, ISO27001 and SOCII</li>
<li>Fully regulated and licensed, including by the Bank of Uganda, the Bank of Spain and the UK Financial Conduct Authority</li>
<li>Direct payout to bank accounts, mobile money wallets, and cash</li>
<li>Featuring seamless onboarding and automatic beneficiary screaming for effortless transfers</li>
<li>99.5% uptime and 24/7 support, making it easier than ever for your business to operate&nbsp;</li>
</ul>

AZA Finance

Banks, Fintechs and businesses everywhere can make bigger, better, bolder leaps with Currencycloud, a Visa solution.
Currencycloud gives businesses the capability to move money across borders, and transact globally in multiple currencies, fast. Experts at what they do, their technology makes it easy for clients to embrace digital wallets, and to embed finance into the core of their business &ndash; no matter what industry they&rsquo;re in.
Since 2012, Currencycloud has processed more than $250bn to over 180 countries, working with banks, financial institutions and Fintechs around the world, including Starling Bank, Revolut and Lunar. Based in London with offices in New York, Amsterdam, Cardiff, and Singapore, Currencycloud works with partners including Dwolla, GPS and Mambu to deliver simple, clear cross-border infrastructure solutions for clients. They are regulated in the UK, Canada, US, the EU and Australia, and were acquired by Visa in December 2021.

Currencycloud

Worldpay payment processing solutions allow businesses to take, make and manage payments more seamlessly. Worldpay makes payouts to a broad network of suppliers and beneficiaries around the world, with capabilities to send money to approximately 225 markets in nearly 135 local currencies. FIS is a Fortune 500&reg; company and is a member of Standard &amp; Poor&rsquo;s 500&reg; Index. To learn more, visit www.worldpay.com. Follow Worldpay on Facebook, LinkedIn and Twitter.

Worldpay from FIS

GBG offers a range of solutions that help organisations quickly validate and verify the identity and location of their customers. &nbsp;
Our market-leading technology, data and expertise help our customers improve digital access, deliver a seamless experience, and establish trust so that they can transact quickly, safely and securely with their customers online.&nbsp;
Headquartered in the UK and with over 1,000 team members across 16 countries, we work with 20,000 customers in over 70 countries. Some of the world&rsquo;s best-known businesses rely on GBG to provide digital services and keep the economy moving, from US e-commerce giants to Asia\'s biggest banks and European household brands.
To find out more about how we help our customers establish trust with their customers, contact Richard Spink 07908 180625, richard.spink@gbgplc.com, visit www.gbgplc.com and follow us on LinkedIn and Twitter @gbgplc.&nbsp;

We are committed to making cross-border trade easier for individuals and businesses across the globe. Leatherback moves your money where it needs to be working without trouble. Anytime, Anywhere, and to almost Everywhere We are building products to give you all you need to offer your goods and services in different countries abroad without hefty transactional charges &ndash; regardless of where your business is located.

Leatherback

Transfapay - more than just money transfers.&nbsp;&nbsp;
We&rsquo;re licenced across the United States, the United Kingdom and Sierra Leone with operations in a number of corridors in sub&ndash;Saharan Africa for the delivery of money, goods and groceries.
What we can offer you:&nbsp;
Licence&nbsp; &nbsp; &nbsp;
We&rsquo;re able to offer financial institutions access to our licence, technology platform, compliance framework and payment solution to be able to quickly launch their remittance brand in the UK with minimal effort and resources.&nbsp;&nbsp;
Marketplace
We&rsquo;re able to offer our white label marketplace platform - allowing your customers to send more than just money.&nbsp; &nbsp;&nbsp;
Gold
Allow your customers to invest in precious metals. Our white label solution will allow them to buy, hold and sell vaulted gold, silver and platinum - even transfer across borders. Coming soon!&nbsp; &nbsp; &nbsp;
Sending
We&rsquo;re able to send from four countries at present; the United States, Sierra Leone, the United Kingdom and Zimbabwe.
Receiving
We&rsquo;re able to payout across Sierra Leone, Guinea, the United Kingdom and Zimbabwe directly, and a number of other African corridors via our partner network.
What you can offer us: &nbsp;
We&rsquo;re keen to connect and work with likeminded partners, who like us want their customers to be able to send and receive across more locations with ease and simplicity - wherever in the word they are.
If that&rsquo;s you, join us in making international transfers seamless, wherever in the world you are!

TransfaPay

UNITYLINK is a financial institution authorised by the Financial Conduct Authority (FCA), registered with the HMRC in the United Kingdom and by regulators in other European countries. We are an industry leader in processing secure remittance transactions and one of the most reputable money transfer companies in Europe.
With our in-depth knowledge of the Ghanaian market, Unity Link has been able to grow its networks to 6500 agents &amp; 19 banks in Ghana offering the following services:&nbsp;
Cash pick-up &nbsp; Bank deposit &nbsp; Mobile money&nbsp;
Our platform is designed to deliver an efficient, high-quality, and seamless service with implemented technology driven solutions to support our wide geographical network across the entire European Union and have both telephone and online support platforms to increase client choice and convenience when conducting transactions and a transaction text message alert system.
Unity Link has won the Best Money Transfer Award for the African category on several trade organisations, including the International Association of Money Transfer Network (IAMTN) Award.
If you are a regulated money remittance business, or a licensed financial payments company looking for a reliable, licensed and fully compliant partner for payments in Ghana, Unity Link B2B solution is for you.

UnityLink

Wely-Wely Transfert is a Guinean company specialised in proximity transfers.&nbsp;
Through a range of diversified and innovative products and services, we contribute to strengthening the financial inclusion of low-income people by democratising access to financial services on the Guinean and international markets, and by simplifying their use for our customers, wherever they are.&nbsp;
This resonates particularly well with our slogan "making money transfers accessible to everyone, everywhere", which is inspired by an approach that combines speed, flexibility and security.
The Covid-19 pandemic has led to a heightened awareness of the importance and potential of digital financial services for financial inclusion. This has created a momentum for new opportunities that we are constantly exploring.
Wely-Wely Transfer believes that financial inclusion in general and digital financial services in particular are catalysts that can support and accelerate this dynamic. We are a perfect combination of financial and technological solutions offering services adapted to the populations such as money transfers (money withdrawal/deposit), phone credit, Mobile Wallet and bill payment.
At Wely-Wely Transfer, we are proactive in ensuring that our prices, exchange rates, money opportunities and services remain competitive with local markets. We are focused on digitising and developing an online money transfer platform to enable our customers to send and receive money in record time.&nbsp;
Our goal is to ensure that our customers benefit from the advantages of tomorrow's technology today.
In addition to its traditional money transfer activity, Wely-Wely Transfert is working on the design of alternative financing models that are more accessible and less costly by offering banks an outsourcing of their banking and insurance products.
Wely-Wely Transfert differs from other local transfer structures in that it makes a point of establishing partnerships with intermediaries (or money transfer service points) such as shops, restaurants, hotels, pharmacies, grocery shops, dedicated kiosks, petrol stations, etc.
The starting point is simple: rather than opting for the costly and risky strategy of developing physical branches, Wely-Wely Transfer favours an approach based on networking with the local financial sector by offering additional services to businesses and simplifying their transition to digital in complete security.
It has a solid network of 4,000 points of sale throughout the country, a significant presence in the West African sub-region, representation in Belgium, England and the United States and has formed partnerships with the largest international money transfer operators (Western Union, MoneyGram, Ria, Small World, Xom (PayPal), Omnex, Transfast, etc.).

Wely Wely Transfert

Seamless cross borders payments platform
Daytona Capital Management, a UK-based fintech company is a simple &amp; innovative Cross Border Payment Platform that drives collaboration and connectivity between Mobile Network Operators (MNOs), banks, and retailers across the world.
Certified by Her Majesty&rsquo;s Revenue &amp; Customs (HMRC) as a &ldquo;Money Transmitter&rdquo; Holds Financial Conduct Authority (FCA) &ldquo;Authorised Payments Institution (API)&rdquo; License which allows Daytona to offer both Consumer Remittances &amp; Treasury Services.
Daytona&rsquo;s innovative money transfer platform offers a range of features that make it easy and secure for customers to transfer money globally. Our software includes advanced security features to protect sensitive information, compliance, and risk management to ensure regulatory requirements are met, as well as secure APIs to easily integrate the service into existing infrastructure. As a critical part of the Africa strategy, DCM has partnered with Hello Paisa to gain a foothold in South Africa, a country with a large number of migrants.
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Product &amp; Network with global reach
Daytona&rsquo;s bespoke software is supported by a large global network, which allows for fast and efficient transactions with multiple payout methods and partners worldwide. Our payout networks expand to over 52 countries internationally with multiple collection methods including bank transfers, mobile wallets, and cash pick-up in more than 36 currencies.&nbsp;
DCM&rsquo;s internal controls, policies, and robust processes are formulated with a clear and core focus on Risk and Compliance mitigation.&nbsp;
Daytona complies with anti-money laundering and anti-terrorism regulations in the countries in which it operates, providing a unique value proposition that sets businesses apart from competitors. Regulatory and law enforcement agencies can access Daytona&rsquo;s database as appropriate. DCM works closely with leading firms in identity data intelligence such as GBG and Dow Jones.&nbsp;
Besides vast experience in global remittances, Daytona has expanded other payment services to businesses. Daytona has gained access to new markets and established partnerships with key players in the remittance industry across the world, allowing us to offer competitive exchange rates and lower transfer fees to our customers, making it easier and more affordable for them to send money worldwide.
&nbsp;
The need for product development
Business payments
The Daytona Business Payments services is designed to save time and hassle by handling all the details of financial transactions on behalf of businesses. Whether its regular payments to suppliers, transfer funds between locations, or a one-time business acquisition.&nbsp;
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Cross-border payroll
Understanding the unique challenges that come with managing a global workforce; our team of experts is well-versed in the regulations and requirements of each country. With our cross border payroll facility, businesses with an international footprint can pay salaries across borders instantly.
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White Label Solutions
We have developed the best in White Label Solutions that allow companies simple seamless integration with the Daytona platform that look and function as their own. A trusted client, HelloPaisa, is a resounding success offering international remittance the migrant communities living in South Africa and boasts 400k+ clients sending cash home using the award-winning Android and IOS app amongst other awards including the INNOTRIBE Fintech Start-up Challenge for Africa in 2015, 2016 Sanlam Innovator of the Year, Ernst and Young Entrepreneur of the Year for Southern Africa and Kalahari Best Mobile Centric Remittance Services.&nbsp;
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Daytona successfully services over 108 businesses internationally with a state-of-the-art digital first platform that has enables access to a global network and millions of customers across the world that can enjoy safe, affordable and instant payment across borders.&nbsp;

Daytona

USI Money is a UK-based cross-border payment service provider. It is a trading name for Universal Securities &amp; Investments Limited, who are authorised and regulated by the UK&rsquo;s Financial Conduct Authority (FRN: 574754).
USI Money&rsquo;s pioneering fintech solutions have been developed in-house, allowing users to execute trades and transfer money globally at blazing speeds. The company offers great solutions for B2B and B2C businesses allowing them to innovate in an evolving landscape.
Whether you are a large or a small financial institution looking for a white label or payment account solutions, USI Money&rsquo;s flexible and customised options make the implementation process truly unique and cost effective.
We offer strategic and bespoke solutions to meet your business objectives, reducing implementation time through effective planning and offering crucial insights through careful analysis, all while assuring quality and providing ongoing support.
Our vision:
We aim to revolutionise the payment industry through the development of innovative financial technology and peer to peer settlements networks.
We have a clear vision when it comes to implementing our disruptive technology globally with the aim of becoming a leading name within the industry.
Other Services:
Corporate FX:
As a liquidity provider, USI Money enables businesses to make fast, low cost local and cross-border payments all from its CFX platform. Clients have access to a range of payment options including a coverage of more than 120 currencies to meet the need of their business and underlying customers.
USI Money has access to a deep liquidity pool through its network of banking partners and correspondent relationships. This enables us to offer extremely competitive rates on pre-agreed margins basis with deals executed in real time.
Our live platform provides an array of FX and risk management tools, clients can easily book their deals, single or bulk settlements, domestic or international, same currency or FX, spot or forward for payments to their own-named accounts or suppliers.
Home Remittance:
Our unique and user-friendly android / iOS mobile applications and online portal allow individuals to send money in a safe and secure way to over 60+ countries around the world. Access to our affiliate programme as an added feature enabling referral function allows user growth.
Proton:
Having access to banking is one of the most critical part of any successful operation. Banks are an important component within the supply chain and in some cases, determine the difference being able to operate or close down. With banks reassessing their risk appetite and opting for de-risking strategies, more and more MTO&rsquo;s (small to medium size) are being underserved and forced to reduce their operations or become affiliated with/or clients of larger institutions in order to continue their business thereby limiting their operational independence.
Through our payment account solution, you will get to have your own GBP Client Segregated account that can be used for both client payments and merchant settlements. You will have a dedicated IBAN and Sort Code with an online view access to monitor your activity.
Our solution enables you to settle to other MTOs using the same service or to your own local or overseas correspondent accounts.

USI Money

Registration & Welcome Breakfast

Lindsay Lehr

Keynote Speech - The Emerging Competitive Payments Landscape

Join us for a dynamic panel discussion, 'Payments Rewired: Exploring the Impact of Blockchain, AI, and Open Banking on Remittances.' Our expert panelists will delve into the cutting-edge technologies revolutionizing the global remittance landscape.&nbsp;
Discover how blockchain enhances security and transparency, how AI elevates transaction accuracy and customer experiences, and how open banking fosters cross-border interoperability. Explore regulatory challenges, financial inclusion initiatives, and real-world use cases. Gain insights into the future trends and partnerships shaping the remittance industry.&nbsp;
Whether you're a fintech enthusiast, a financial industry professional, or simply curious about the future of payments, this event promises illuminating discussions on the transformation of remittances.

Walter D'Cruz

Sukhi Srivatsan

David Lambert

Payments Rewired: Blockchain's Impact on Remittances

Ababacar Seck

Oussama  Kseibati

Sponsor Presentation

Coffee Break

Join us for a dynamic panel discussion on "Africa Remittances: Traversing the New Frontier." This insightful session will explore the evolving landscape of remittances in Africa, with a particular focus on the transformative impact of mobile money services and e-wallets.&nbsp;
Our panel of experts will delve into topics such as the role of innovative technologies, financial inclusion, regulatory challenges, and the potential for reducing costs and promoting economic development through remittances. Discover how these digital financial tools are reshaping financial ecosystems, empowering underserved communities, and fostering cross-border economic integration across the African continent. Don't miss this opportunity to gain valuable insights into the future of remittances in Africa.

Temiloluwa Adesina

George Boateng

Priscilla D´Oliveira

Reynell Badoe

Africa Remittances: Traversing the New Frontier

Lunch Break

In this session, Flutterwave&rsquo;s Cluster Head- Enterprise Sales, &nbsp;Sid Gautam, delves into why Flutterwave is the payment gateway of choice for leading global technological companies like Uber and streaming platforms like Audiomack. Leveraging the company&rsquo;s in-depth knowledge of the regulatory environment and key competitive advantages, which include the most comprehensive infrastructure reach across the continent and support for multiple local and international payment methods, this session will share insights into how your payment enterprise can join the likes of Worldpay, Payermax, Ebanx, PiggyVest, and Bamboo to take advantage of Flutterwave&rsquo;s payment infrastructure to deepen your penetration on the continent and unlock global opportunities.&nbsp;

Sid Gautam

Flutterwave: The Payment Gateway of Choice for Unlocking Global Opportunities!

Join us for an enlightening panel discussion on "Saudi Arabia and the GCC: How to Tap into one of the World's Biggest Payments and Remittances Markets." Our expert panelists will delve into the dynamic landscape of payment and remittance services within Saudi Arabia and the Gulf Cooperation Council (GCC) region.&nbsp;
Discover the latest market trends, regulatory insights, and technological innovations driving this vibrant sector. Gain valuable knowledge about consumer behavior, cross-border remittances, financial inclusion initiatives, cybersecurity, sustainability efforts, and future prospects.&nbsp;
Whether you're a financial professional, entrepreneur, or simply curious about the future of finance, this event promises to provide valuable insights into a rapidly evolving industry. Don't miss out!

Agenda

Speakers.css-10b6h6i{margin:0;font-size:1.4rem;font-weight:500;line-height:1.5;color:#3f5066;font-family:'Poppins',sans-serif;margin-left:0.8rem;}31 Speakers

Mirza Mahmood

Ababacar Seck

Oussama Kseibati

Claire Huddleston

Wayne Gould

Temiloluwa Adesina

Sukhi Srivatsan

Gary Cook

Leon Isaacs

Lindsay Lehr

Richard Meredith

Jonathan Jensen

Saif Khan

Priscilla D´Oliveira

Nadeem Qureshi

Olufemi Olaogun

George Boateng

Kathy Tomasofsky

Sid Gautam

Aamer Abedi

Arif Saleem

Richard Spink

Veronica Studsgaard

Rob Ayers

Walter D'Cruz

Ibrahim Muhammad

Dima Kats

Saiful Alom